Playa Samara
Often I am asked what should I do in preventing or avoiding scams in Costa Rica. Some are easily avoided or prevented when you are armed with the right information. Before you go, let us review your itinerary and give you feedback on what we know. Our feedback is free and we do not have any affiliations with what we evaluate. Everything from car rentals to food. We have lived here for the past 15 years and have become very familiar with Costa Rica.
Although our background is law and investigations, it has broadened our knowledge base on all types of scams and frauds. I feel if we can help anyone coming here from falling victim to a scam or fraud, they will want to come back. As you will learn some scams are not deliberate while others are as deliberate as they come.
Like most of the losses we suffer when traveling are due to not having all the information. The best way to avoid rental car scams in Costa Rica is having sufficient information. Recently, I read a very good article written by Nikki Solano outlying the ins and outs of renting a car here. There are several things that you as a tourist need to be aware of when renting a car here. My time here went from tourist, to resident to citizen. I have firsthand knowledge of the pitfalls of renting a car in Costa Rica. Probably the largest issue is the one of insurance. Do not get economical when selecting collision coverage for your rental. If you do you may have the shock of your life at the bill you could receive.
The law of Costa Rica requires that all cars have liability insurance. It is mandatory. What is not mandatory is collision damage and uninsured motorist coverage. Although the mandatory liability rates are somewhat reasonable, the collision damage is not. I am not saying that the insurance is a scam. However, I am saying if you don’t know the rules it can wound up costing you thousands of dollars.
When you reserve a rental car here bear in mind that there may be hidden cost and fees that are not disclosed until you are at the counter. I know of some car rental rules that require a $2500 hold on you credit card just to rent the car. What is not disclosed to you if you decline the collision damage, is, the additional expense of repairing the car. If you have an accident the rental company has the right to the whole $2500 plus charging the estimated damage cost to your card, regardless of fault.
You can buy the collision coverage and select the deductible you want to be responsible for which is based on a sliding scale. (The higher the deductible the lower the premium) But remember you deductible will be charged to your credit card. Another option, Is your credit cards. if you have VISA or an American Express card, is that prior to coming to Costa Rica, you contact the credit card company and activate your rental auto insurance.This eliminates the need to take the rental car company’s coverage and leave it to your credit card coverage to work it out. The caveat is that the rental car company will charge your credit car for the full amount of the damage. Once the credit card insurance pays the invoice the amount will be credited back to your account.
Costa Rica culturally is competitive by nature. All one has to do is drive here just to see first hand how dangerous and how easily an auto accident can occur. The rental car companies are not deliberately be deceptive, but the bottom line is profit. If that means you have to pay more, then, so be it. Additionally, one would have to be terribly naive not to conclude that the car rental car profits for selling you their insurance. Any marketing device that one car rental company can use to promote and position its company over another they will do it. If you want me to look at the car reservation before you book it and point out things you need to know, contact me at codygear@gmail.com.
The Common Law that law is the foundation of the law in the United States. Similar but more confusing is the Napoleonic Code that controls Costa Rica’s law. Contrasting Costa Rica law (the Napoleonic Code) to that of the United States (English common law) it is understandable why numerous Americans are the victims of fraud in Costa Rica. Although this article is dry, it is nonetheless informative. Especially, the challenges and obstacles you will face if you decide to open a business or buy property.
No matter the fact that the Napoleonic Code was not the very first civil code. Accordingly, it did not stand for every one of Napoleons’ empire. However, it was among the most prominent. It was ratified in many countries inhabited by the French throughout the Napoleonic Wars. Furthermore, it morphed and became the basis of individual legislation devices in Italy, the Netherlands, Belgium, and Spain. Portugal, in addition to Poland (1808– 1946), and Germany to the east of the Rhine. The Napoleonic code was used till the intro of the Gesetzbuch and became the initial civil code for all of Germany.
The Code was likewise embraced in Egypt as part of a device of the combined courts in Egypt. The Napoleonic Code was equated into Arabic from the French between 1881-1883. Numerous various other codes with marginal effects were the German, Swiss and Austrian. Nevertheless, there is some effect of the French code that could be really felt. Especially, as the Napoleonic Code is taken as the initial efficient codification of regulation.
The civil law devices of the countries of modern multinational Europe, with the exemption of Russia and numerous other Scandinavian Countries. They have, to differing degrees, been impacted by the Napoleonic Code. The lawful devices of Great Britain other than Scotland and Ireland are based upon the English common law. Scottish legislation, though similarly a civil law device, is uncodified. It was impacted by the Romano-Dutch law concept, and by English legislation.
In the Middle East, the influence of the Napoleonic code was incorporated with pointers of Islamic legislation. It is also in Saudi Arabia (which follows an addition to Islamic legislation). In Kuwait as an example, house civil liberties, girls’ civil liberties, and the education and learning device can be deemed Islamic reenactments of the French civil code. A few of these features can be viewed in different other Gulf states, although much less obvious compared to Kuwait, this primarily being as a result of the autonomous attributes of Kuwait, instead of the absolutist attributes of many different other Gulf nations.
Many Latin American countries, such as Costa Rica have their system of civil law founded on the principles of the Napoleonic Code. Many who come here, especially from the United States, assume that contract law and real estate law are similar to those in the States. Nothing is further from the truth which is why it is necessary to hire a competent Costa Rica lawyer who can guide you through this process.
Playa Samara
According to the Costa Rica Red Cross, this December has seen the highest number of Costa Rica accidental and violent deaths in over six years. This December has witnessed 105 violent or accidental deaths, in addition to 350 persons seriously injured by violence or accidents. These risks are seldom publicized to tourists when traveling here.
The Red Cross broke down the death and injuries to a total of 37 people killed this month as the result of traffic accidents, while another 155 suffered serious injuries. Between December 1st and December 30th, 24 people were killed with firearms, knives, or sharp weapons, while another 69 remain in serious or critical condition.
A total of 10 people have been killed in water-related accidents at beaches, rivers, or lakes – three of them minors. The fact is that the government doesn’t want to publicize Costa Rica accidental and violent deaths.
It is always advisable to exercise caution when traveling in Costa Rica. The roadway system is inadequate for the heavy traffic that presents itself on a daily basis. The Pacific Ocean is known for its deadly run-outs which claim lives every year. The other violent deaths are primarily associated with the local population. However, you should avoid areas that by their very appearance suggest danger.
Almost all of the public beaches here have no lifeguards and no warning signs. I investigated the deaths and learned the government has done nothing for safety. Tragically, 8 souls were lost at one time at Playa Seca which is north of Quepos. The victims were part of a high school exploration trip. When they arrived 6 teenagers and 2 chaperones perished in a rip current. As a result of the bad publicity, the Costa Rica government posted signs warning of a rip current which was torn down by locals.
Most who visit here take for granted that emergency services are readily available. They are not and response time for first responders can vary from 15 minutes to 2 hours. Most of the hospitals outside the greater San Jose area are not always staffed with doctors.
It’s a good idea to familiarize yourself prior to coming in order to plan your trip with safety in mind. The visitor’s bureau does not promote publicity about Costa Rica Accidental and violent deaths.
I have often thought, why don’t my clients check the backgrounds with who they have a relationship? Relationship background checks are absolutely necessary for any relationship in Costa Rica. Furthermore, failure in doing so may cause you both emotional and financial bankruptcy in the future. You need to keep in mind that Costa Rica is a third-world country. Thus the economics here leave many wanting just for the basics every day. We recommend that before you do anything here, you have us do the due diligence to prevent a bad decision. Caveat Emptor, which means “buyer beware”. Perhaps in this context, it should be “careful what you ask for, you might get it”. You as the foundation of a relationship here cannot be understated.
It is important that you get as much information that is available prior to due diligence. Things like the complete name, date of birth. and place of employment. You need to remember, everything person down here has two last names. Absent a cedula number it is impossible to get an accurate due diligence check done. With the complete name accessing the records will be more efficient and save money. The more information you provide the more information we will be able to get. Aslo, pinpointing where they live is important for several reasons.
Before you enter into any business agreement with anyone in Costa Rica you need to have them checked out. If its real estate even moreso. The biggest fraud here is real estate fraud. The main reason for this is due to no government oversight on real estate agents or companies. If you want to be a real estate agent in Costa Rica you don’t need a license to do so. Costa Rica is notorious for fostering and promoting fraud by scammers. That is the reason yo need to do your homework.
If you are coming to Costa Rica be aware that assaults with firearms are on the rise. As we have recently reported that visitors here should take precautions when visiting here, the English speaking news paper Inside Costa Rica published an article stating that assaults with firearms are on the rise. A word to the wise, be alert and look every situation over before getting involved. Most of the time this simple admonition is enough to save you from a real problem
Just like many of the metropolitan cities in the United States, there are areas that you know that are inherently dangerous. The same is true here. For more insight go to travelling to Costa Rica.
1. Don’t travel by foot during the night
2. Leave your valuables in the hotel in a safe
3. Carry one credit card and little cash
4. Carry a copy of your passport with the date of entry page
5. Beware of strangers
6. If you have a rental car and have a flat remain in your car and refuse any assistance from passerby’s
7. Travel in groups
8. Remain in well lite areas
9. If traveling to the beach make sure that someone knows where you are going and when you expect to return
10. Beware of ex-pats that tell you where the “hot spots” are.
Although not comprehensive if you follow these simple common sense rules, the chances of you falling victim to a robbery or an assault is greatly diminished. Remember the police here are not the same as the United States. They are undermined, under equipped and take little or no action. Costa Rica has a law that makes any theft under $500 no consequence. That’s right, if the theft is less than $500 you are out of luck!
For more information and advisories as where to stay, where to visit or other information, please feel free to call us at 321-218-9209.
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